at PayPal. Lets review some of the pros and cons of the card before you make your final decision. Your individual APR for each card will vary based on your credit score and other factors. So, address, and conditions apply to the use and reloading of the Card Account. Some of the competing cards in this category charge in the range of 3 per transaction postcurrency conversion. Cardholder Fees There is no annual fee for being a PayPal cash back cardholder 9 Mobile Check Load is a service provided by First Century Bank. What this means FOR YOU, this PayPal Cashback Mastercard can match that 2 cash back. Find card offers for you, reward offers are based on individual shopping habits. I was disappointed to learn that you cannot earn any extra rewards by using the card through your PayPal account. Or incurred a balance inquiry fee at any time during the 180 calendar days. In other words, purchase 50, aims to give them a run for their money. No reward credited to either party if referred individual had another Netspend managed card that was used for a value load. Depending on the balance in the account. You should get your 2 cash back. Fees apply for approved Money in Minutes transactions funded to your card. A You can redeem your cash back as statement credits. Which makes things especially easy for a regular PayPal user you can easily surf over to the rewards summary page at the end of each billing. Another area to consider when comparing the two is the interest rate on new purchases.